<?php
return [
	'signkey'	 			=> 'Hb0CLGuYTDDQyiVig9fqlnW2bDPLfUnn',
	'deskey'	 			=> 'C68nBxKW6X9r7O6AhgTxyjvy',
	'channelname'			=> '成都启发分期科技有限公司',
	'channelno'	 			=> '8934838756',
	'alipayType'			=> '2015091000058486', //支付宝经营类目
	'bankType'				=> 'TOPRIVATE',       //结算账户性质   对公-TOPUBLIC  对私-TOPRIVATE
	'merchantType'			=> 'PERSON',          //商户类型
	'wxType'				=> '209',             //微信经营类目
	'url_merchant_in'	 	=> 'http://real.izhongyin.com/middlepayportal/merchant/in',
	'url_merchant_query'	=> 'http://real.izhongyin.com/middlepayportal/merchant/query',
	'url_order_in'	 		=> 'http://real.izhongyin.com/middlepaytrx/wx/scanCommonCode',
	'url_order_in_zfb'		=> 'http://real.izhongyin.com/middlepaytrx/alipay/scanCode',
	'url_order_query'	 	=> 'http://real.izhongyin.com/middlepaytrx/online/query',
    'adminEmail' 			=> '',
    'appid' 				=> 'wxbb2daf1a23bf7eb1', //微信  
    'appsecret' 			=> 'ddcb3ab6dc75d3e041cfbb80857f4a32', //微信
    'template_id'			=> '5O37W0hHM5ggSlY9wZvfD_bR-YHeTqxCeodf--VNCI0', //订单收款 模板id
    'template_id_rz'		=> 'fktigYX6I7xViJJkchHSLLjewJ0uiUpfuanQtDd2yU0', //认证 模板id
    'template_id_rz_fail'   => 'LTJdR3nQRWFw977iaPfiwkF6Wt1bepn6457mDPNAaq0',
    'token'					=> 'xinyongfu',
    'accessKey'				=> 'eTaCMQNhH1fNLIhMNL9-iM5qCtIzFmArogDhMe98', //七牛
    'secretKey'				=> 'nA_8Q94IogJPRxWqyZmUAZQJNJj3tCSerZ2Sdbap', //七牛
    'weixinphotourl'		=> 'http://wx.78dk.com/weixin/src/views/photo.html',
    'top_text'				=> '>50元后第二个工作日自动提现到银行卡',           //我的收款记录顶部文字信息
    'bill_cycles'			=> '即时到账',  //结算周期
    'third_merchantno'		=> 'P52404',													//三要素验证 合作商编号
    'third_key'				=> '7d7b4f10ec344000857ca57ef882e698',   						// 密钥
    'third_url'				=> 'http://139.196.43.154:8080/cert/pub/realNameBankcodeAuth',  //请求地址
    'signle_time_amount'	=> '10000',			 //单笔限额
    'free_balance'			=> '5000',           //免费手续费余额
    'signle_day_amount'		=> '30000',          //单日限额
    'min_amount'			=> '3',				 //最低限额
    'wx_rates'				=> '0.0038',		 //卡盟手续费率 微信
    'zfb_rates'				=> '0.0038',		 //卡盟手续费率 支付宝
    'api' => [
        'base' => '', // 测试环境
    ],
    'icp' => '启发分期',
];